How this works
An Employee Benefit at NO Net Cost to You!
01
How Much Could You Save?
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MINIMUM $500 in FICA tax reductions per employee, per year. Higher salaries increase the benefit to you.
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No upfront costs, zero out-of-pocket expenses.
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Boost employee wellness AND get cash back in the process.
02
What Your Employees Get
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Up to $1,500 in wellness services benefits per employee per year.
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Supplemental Whole Life insurance for financial security
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24/7 Telehealth, therapy benefits, fitness, nutrition consultations, prescription cards... all the tools for a healthier workforce
03
Built for Busy Businesses
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No extra work for you: We handle the setup and enrollment.
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Scales with your company: Works for startups and established businesses alike.
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Focus on what matters: We take care of the paperwork, you just run things and save money starting on your next payroll.
04
Stop Wasting Money on Unused Benefits
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Employees get what they want: Flexible wellness programs with real value.
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No one-size-fits-all plans: Options to fit your company culture and budget.
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Tax credits cover the cost: It's a win-win for everyone involved. And the program even pays the setup fees, you start saving, next payroll.
05
Healthy Employees, Happy Workplace
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Boost morale and reduce absenteeism: A healthier team is a happier team.
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Attract top talent: Competitive benefits packages are a game-changer.
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Show you care: Invest in your employees' well-being, it shows.
ABOUT
Built to Help Businesses Thrive
We think the current system can feel a bit like a one-way street. You pay taxes, you offer benefits, but sometimes it's hard to see a direct return on your investment. PHI helps you flip the script. It's a chance to invest in your employees' well-being and your business's success at the same time. You invest in their well-being with valuable wellness programs, like telehealth appointments for on-the-go medical consultations, financial security through whole life insurance that grows with them over time, and resources for fitness and nutrition to help them stay energized and healthy.
In return, the government rewards you with tax credits that can be significant, putting thousands of dollars back into your pocket each year. We handle the nitty-gritty paperwork and complicated legalese, so you can reap the benefits of a healthier workforce, happier employees with a strong sense of security, and a lighter tax burden. It's a win-win for everyone involved: your employees get the support they need to thrive, your business thrives with a more engaged and productive team, and you save money on taxes, freeing up resources to invest in other areas of your company's growth.
APPROACH
What's the Catch?
We get it. "Free money from the government" sounds too good to be true. But here's the deal: the PHI program was designed to save money on healthcare costs over the long term. By investing in preventative wellness now, the government aims to reduce expensive treatments down the line. It's more cost-effective to promote healthy living than to pay for surgeries, long-term care, and expensive medications later in life. Everyone wins: your employees get valuable benefits, you save on taxes, and the government controls healthcare expenses.
THE PROCESS
Strength that speaks for itself
Quick Chat
Let's figure out if PHI is the right move for your business.
Numbers Talk
We run the numbers, so you get a clear picture of your potential benefits.
Benefits Kick In
Your PHI plan is up and running, and those tax credits start rolling in.
TESTIMONIALS
What our clients are saying
This is the space to share a review from one of the business's clients or customers.
Leah Yurfset
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Roy Gold
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Nela Yliuay
FAQ
You're probably
wondering...
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What is the Preventative Health Program Initiative (PHI)?The Preventative Health Initiative is an incentive program introduced during the Affordable Care Act which leverages tax credits to promote Physical and Mental Health. The idea being that "An ounce of prevention is worth a pound of cure". The company can earn an average of $500 FICA tax reduction per employee, and employees who choose to participate earn an average of $1,500 - these credits are used to fund the wellness plan as well as cash value life insurance plans.
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What benefits are included in PHI?Supplemental Whole Life Insurance with Cash Accumulation and Living Benefits Comprehensive wellness services including: •Annual Health Assessment and Score •24/7/365 TeleHealth •Remote Fitness Sessions •Online Individual Therapy •Virtual Couples Counseling •Substance Abuse Counseling •Remote Personal Wellness Coaching •Consultations with Licensed Dietitians •Online Stress Management •Diabetes Counseling •Virtual Veterinary Care •Prescription Discount Program
